National Strategy for Combating Scams Act of 2025

Legislative bill overview

HR 6425 establishes a comprehensive national strategy to combat consumer scams by coordinating federal agencies, improving data sharing on fraud patterns, and enhancing public awareness campaigns. The bill directs the development of unified protocols across agencies like the FTC, FBI, and Secret Service to identify, investigate, and prevent various scam schemes targeting American consumers.

Why is this important

Consumer scams cost Americans billions annually, with victims often elderly, low-income, or otherwise vulnerable populations. A coordinated federal strategy could reduce fraud losses, improve victim support, and create more consistent enforcement across jurisdictions where scams currently exploit fragmented regulatory oversight.

Potential points of contention

• Government spending and coordination: Critics may question whether additional federal coordination and resources are necessary versus leveraging existing agency authorities and budgets more effectively
• Privacy and data-sharing concerns: Establishing new information-sharing mechanisms between federal agencies raises questions about consumer data protection, surveillance scope, and potential mission creep
• Regulatory jurisdiction conflicts: Multiple committees (Judiciary, Energy and Commerce, Financial Services) suggest overlapping agency responsibilities, creating ambiguity about which entities lead implementation and potential turf battles